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Gurney: What was the face value of the policy?

Gorham: One thousand dollars.

Gurney: Do you know how much money Morlock owed at the time of his wife’s death?

Gorham: Certainly not.

Gurney: But you do know that he was heavily in debt and that he was being hounded by his creditors.

* * *

The Commonwealth of Massachusetts vs. Alvin Morlock. Direct testimony of George Gorham.

It was only half-past two when Morlock stopped in front of the immaculately gleaming facade of the appliance store. Embarrassment and shame waited for him in the building, and he hesitated before he entered. He had been here once before when Lolly had picked out a television set and a refrigerator and a stove. In that order, he remembered wryly. And the largest television set, the smallest refrigerator and stove.

He shook his head silently at the clerk who came to meet him and walked toward the back of the store where a green neon script sign marked the credit departme